How it works

Lifeโ€™s complicated enough. We make payments easier and more affordable, in just 3 simple steps.

Get the app

Select Atome

If youโ€™re shopping online, select Atome during checkout. If youโ€™re at a participating offline store, just scan our QR code at the cashier.

Make payment

Atome automatically splits your bill into 3 equal payments. You'll pay the first payment at the point of purchase. The next two payments will be spread 30 days apart. No interest or hidden charges, ever.
Select Atome at checkout

Check bills

Check the status of your payment schedule under โ€œBillsโ€ in our app. Youโ€™ll also be informed when your payment cycle is complete. Thatโ€™s it!
Why use

We believe in the freedom to own your aspirations and passions in your own time.

Set up an account almost instantly, and have payments automatically deducted from your linked card.

Easily track and manage your monthly spending all through our mobile app. Youโ€™ll never miss a payment again!

Start shopping